Service Contract Information

Claims Toll Free Phone Number (800)-527-3426


Service Contracts - A Brief Overview

Service Contracts (also referred to as Extended Warranties or Vehicle Protection) Programs have been an integral part of the vehicle purchasing over the past forty years.  Service Contracts work much like Automobile Insurance in that you are paying an up front cost to offset the potential of paying for a large repair in the future.  In most cases this upfront cost is allowed to financed with our lenders at a very low interest rate.

Bourne's Service Contract History

Additional vehicle protection is an additional service and benefit we offer to our customers.  It gives us and our customers peace of mind if there are unforeseen repairs in the future.  We have partnered with one of the best re-insurance companies in the industry and have worked with them many years.  When we entered into this partnership we knew that this would be a long-term relationship and made the decision that we felt was best for our customers.  We feel it is important for our customers to know who has a vested interest in our service contracts and the role they provide.

  • Bourne's Auto Center - The Selling Dealer, Service Center and 100% Stakeholder in the total premiums.
  • Portfolio- The agent who administers all contracts and insures compliance.
  • First Extended Service Corp - Claims Management Company, they handle and administer all of the claims while keeping the dealer informed of all decisions.
  • Virginia Surety -The Insurance Company who backs the entire program

Claims History and Payments

October 2025    $78,168
September 2025 $117,022
August 2025 $117,533
July 2025 $113,258
June 2025 $82,414
May 2025 $91,603
April 2025 $105,524
March 2025 $93,027
February 2025 $90,622
January 2025 $92,825
December 2024 $83,932
November 2024 $132,389
        
  Total : $1,198,333

 
  **Average Monthly Claims Paid**          **$99,861**
 
**This does not reflect any claims at outside service facilities.**